Getting a Family Life Insurance

Getting a Family Life Insurance

Ever since I was a child, I am already aware of life insurance, whether through agents coming to our house, reading materials, ads on TV or in the newspaper, and also because I see their big offices whenever I go downtown.

But honestly, I have not heard about family life insurance. So I looked it up and I learned that family life insurance works the same way in giving us coverage, however, it is like a plan that you get for the entire family and not just one person, let’s say, the breadwinner.

If you go to companies like, you will find out that they can tailor-made the insurance plan to fit your budget as well as the needs of the different members of your family, which are obviously coming from different age groups. You may have grandparents who are already senior citizens, middle-aged parents, teenaged or even young kids. And they can come up with a a special plan for all of you.

It is good to ask for a family life insurance from a trusted insurance company. Sometimes, all we need to do is ask in order to find out if we can afford paying the premiums.

11 thoughts on “Getting a Family Life Insurance

  1. c5 @

    insurance is good if you have the extra means. the basic will simply be able to help support in lieu of the breadwinner’s income. if there is no extra and money is enough to buy the needs of the family then it’s time to brush up on faith on His protection and providence (which should actually be foremost). πŸ™‚ Not that I don’t want insurance. The basic one is just practical. Sometimes, though, I think that if I buy one then all the more there is reason for Him to end my life. πŸ˜› Of course that is just plain human thinking. πŸ˜€

  2. Shengkay

    If i can afford I’d surely get a family insurance. I’ll consider this if my budget permits..but for now my priority is to own a house. Thanks for mentioning na meron palang ganitong insurance.. now I know.

  3. Donna Jane

    Insurance make us secured with benefits . I believe each and everyone of us must be entitled with insurance:)

  4. Donna Jane

    @shengkay, I don’t have any idea how much insurance cost? In businesses there are also one right? at the age of 18 can I get insurance ? πŸ™‚ I don’t know a single thing about it all i know is it is important.

    1. mama Post author

      i believe u have to have work because u have to prove to the insurance companies that you can afford to pay it πŸ˜€

  5. Jasmin

    In our family, my parents are the ones who have this and a brother of mine who is working. They do have this life insurance. It is definitely very important to this life insurance.


    It’s quite important to have a family insurance because we should always be ready whenever accidents happen to us or to our family.

  7. Sammy

    Getting insurance plans for me and my family is in our list, although not an urgent priority at this point. It will be nice to somehow feel “secure”, financially speaking, especially since I am the primary breadwinner of the family.

  8. wrinkle injections

    Life insurance is a financial tool. If you have no dependents, and no goal you need the insurance to accomplish, you don’t need insurance.

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